Terms & Conditions

D&R Group, Inc.

Welcome to D&R Group, Inc. These Terms and Conditions govern your use of our website and our account servicing and debt collection-related services. By accessing our website or using our services, you agree to abide by these Terms and Conditions. Please read them carefully before proceeding.

Eligibility

You must be at least 18 years old and have the legal capacity to enter into a binding agreement to use our services. If you are using our services on behalf of an organization or entity, you represent that you have the authority to do so.

Use of Services

Our services are designed to assist with account servicing and debt collection activities. By using our services, you acknowledge and agree that:

• The information you provide to us is accurate, complete, and up to date.
• You will comply with all applicable laws and regulations while using our services.
• You will not use our services for any unlawful or fraudulent activities.

Intellectual Property

All content, trademarks, logos, and materials on our website are the intellectual property of D&R Group, Inc. or its licensors and are protected by copyright and other intellectual property laws. You may not use, reproduce, modify, or distribute our content without our prior written consent.

User Account

To access certain features of our website or services, you may be required to create a user account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Third-Party Links

Our website may contain links to third-party websites or services for your convenience. D&R Group, Inc. does not endorse or control these third-party sites and is not responsible for their content, privacy policies, or practices. Your use of third-party sites is at your own risk.

Text Messaging Terms

You agree that if you provide consent to receive text messages (SMS and/or MMS) that D&R Group, Inc. may send text messages to communicate account statuses, account updates, account balances due or past due, reminders, and alerts.

Message and data rates may apply for messages sent to you or that you may receive from us. Message frequency may vary based on account activity.

For help, reply HELP to any message you receive from us or contact us at 866-745-0020 or info@drgroup.org.

You may unsubscribe from receiving text communications at any time by replying STOP to any message you receive from us.

If your handset does not support MMS, any MMS messages sent may be delivered as SMS messages.

Wireless carriers and our service providers are not liable for undelivered or delayed messages.

Limitation of Liability

To the maximum extent permitted by law, D&R Group, Inc. and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with the use of our website or services, including but not limited to lost profits, data loss, or business interruption.

Indemnification

You agree to indemnify and hold D&R Group, Inc., its officers, directors, employees, and agents harmless from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in connection with your use of our website or services or your violation of these Terms and Conditions.

Modification of Terms

D&R Group, Inc. reserves the right to modify or update these Terms and Conditions at any time without prior notice. Updated terms will be posted on our website, and your continued use of our services after such changes constitutes your acceptance of the revised Terms and Conditions.

Termination

D&R Group, Inc. may, at its sole discretion, suspend or terminate your access to our website or services for any reason, including but not limited to violations of these Terms and Conditions or unlawful activities.

Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the applicable laws of the jurisdiction in which D&R Group, Inc. operates. Any legal action or proceeding arising out of or relating to these Terms and Conditions shall be brought in a court of competent jurisdiction.

Privacy Policy

Contact Us

D&R Group, Inc.
6700 Alexander Bell Drive, Suite 200
Columbia, MD 21046

Phone: 866-745-0020
Email: info@drgroup.org

Effective Date: May 15, 2026